Loss of income worksheet
You are off work and trying to work out what actually proves the income you have lost.
Estimate the income you have lost so far
A rough figure for your own records. The amount actually claimed depends on your evidence.
RM 0
RM 0 a month for 0 months, less RM 0 received
Income you will lose in the future is a separate claim with its own rules.
General information only, worked out from the answers you gave. A lawyer can confirm what applies to your claim.
Request Lawyer ContactProving lost income depends on showing what you earned before the accident and what you have not been able to earn since. This worksheet groups what to gather by how you work, since an employee, a gig worker and a business owner each prove it differently.
How do you use this worksheet?
Work through the section that matches you. Keep everything you gather in one place as your treatment continues.
What information should you gather?
If you are an employee
- Payslips covering a reasonable period before the accident.
- A letter from your employer confirming your salary and the days or months you could not work.
- Any unpaid leave or reduced pay notice relating to your recovery.
- Your Employees Provident Fund (EPF) statements as supporting evidence of your income history.
If you are self-employed or a gig worker
- Bank statements showing regular income before the accident.
- Invoices, receipts or platform earnings summaries covering the same period.
- A record of jobs, trips or clients turned down because of your injury.
- Any written confirmation from clients about work you could not complete.
If you run a business
- Business account statements before and after the accident.
- Records showing your own role and contribution to the business, not just overall turnover.
- Evidence of costs incurred to cover your absence, such as hiring temporary help.
See loss of income for a business owner, loss of income for an employee and loss of income for a gig worker for more detail.
Why does future income loss need extra care?
A claim for income you will lose going forward follows its own rules. It generally requires you to have been earning through your own work at the time of injury, and it has an age limit.[1] Loss of earning capacity explains how this differs from your immediate lost income.
What should you do next?
Once you have gathered what applies to you, proving lost income explains how the evidence is used alongside your medical records.
If the insurer questions your income or your time off, an independent lawyer can take your claim on and present these records. Send the accident date, how you earn, whether anyone was injured (yes/no), and the police report status.
Need a lawyer to handle your injury claim?
For people seeking legal representation. For general information, please use our guides and tools.
Common questions
Will this worksheet tell me how much I can claim?
No. It helps you gather what proves your loss, not calculate a payout. The amount depends on your facts and current law, so treat any figure you see elsewhere with caution.
What if I am paid in cash with no formal payslip?
Bank statements, receipts, client messages or a letter from whoever paid you can all show your usual income. It is harder without payslips, but not impossible. Gather everything you genuinely have.
What if I run my own business rather than draw a salary?
Business income is proven through accounts, invoices and bank records showing earnings before and after the accident. See loss of income for a business owner for how this looks in practice.
Does this worksheet cover income I will lose in the future, not just now?
It covers evidence for both. Future loss of earning capacity has its own rules and an age limit, so keep the same kind of records going forward, not only for the period after the accident.
Sources
- Skrine, on the Civil Law (Amendment) Act 2019 (accessed 2026-09-22)
Need a lawyer to handle your injury claim?
For people seeking legal representation. For general information, please use our guides and tools.