Quantum

Quantum is the legal term for the amount of compensation a claim is worth once liability is settled.

Working out quantum means adding up every head of loss that applies to you: pain and suffering, proven expenses, lost income and, where relevant, future care or reduced earning capacity. Each head is supported by its own evidence, so a claim with thorough medical and financial records tends to reflect the real loss more accurately than one without.

There is no single published number for any injury; quantum is decided on the facts of each case, guided by how Malaysian courts have valued comparable injuries before. A figure quoted before your medical picture is complete is ahead of the evidence.

How compensation is worked out explains the pieces that make up quantum. When an insurer makes an offer, an independent lawyer can check it against these heads of loss.