Ex gratia

An ex gratia payment is money paid as a matter of goodwill, without the payer accepting a strict legal duty to pay it.

In Malaysian road accident claims, the term matters most for the Motor Insurers’ Bureau. The Bureau pays for injuries caused by uninsured drivers, but under its agreement these payments are discretionary, not an automatic right. That makes the process different from suing an insurer that is bound by contract to pay.

Knowing whether a payment is owed as of right or offered as goodwill helps you judge an offer against the evidence.

Claiming against an uninsured driver explains how this affects that route. An independent lawyer can take on such a claim and deal with the Bureau for you.